How to Find Mortgage Deals for First Time Buyers Over the past decade, the cost of buying a property has risen significantly, and the current economic climate is still challenging for first-time buyers. If you’re looking for mortgage deals for first-time buyers, there are several factors to consider. In this blog, we have shared some updates for those looking to
What is Landlord Insurance? It’s been another difficult year for landlords and the recent Autumn Budget has led to mixed opinions about the rental market. As landlords reassess their property investments, the value of landlord insurance cannot be understated. So, what is Landlord Insurance and how does it provide cover? In this blog, we explain how it works and why
Do You Need Income Protection for Your Mortgage? Income protection for mortgages offers financial security, but this type of policy can also be used to cover living costs too. If you are a homeowner with a mortgage, it’s more important than ever to ensure you can make your monthly repayments. If you were to fall ill or become injured, then
Do you have the right mortgage deal? Are you sure that you have the right mortgage deal for your current situation? When did you last check your mortgage? Despite a recent fall in the base interest rate, mortgage rates are still relatively high compared to recent years. If you have a standard variable rate (SVR) mortgage, you may be feeling
What happens if you don’t have insurance? According to a recent survey, 28% of young adults with a mortgage do not have life cover. So, why is this a problem and what happens if you don’t have insurance? We explain the consequences of not having different forms of protection for you and your loved ones. No insurance leaves loved ones
How Does Income Protection Insurance Work? According to the Building Societies Association, it’s the most expensive time to be a first-time buyer in over 70 years. There are many things to consider when you buy your first home, including government schemes to help first-time buyers get onto the property ladder. In this blog, we look at the latest legislation relating
How Does Income Protection Insurance Work? There are various insurance policies that could be used to protect your income in different circumstances. However, income protection is a specific policy that provides you with a level of income when you need it the most. So, how does income protection insurance work? In 2023, the number of individual protection policies bought reduced
Do you need insurance for illness cover? As nobody can predict the future, you can never be sure that you or your family won’t experience a serious illness or injury. Insurance for illness cover provides you with an important financial buffer should you fall ill and find that you are unable to work. We look at how this insurance works
Are you coming to the end of your mortgage term? The recent fall in interest rates is good news for many homeowners. However, if you are coming to the end of your mortgage term, then it’s still worth exploring your options. Compared to the past decade, mortgage rates are still relatively high, so you won’t want to get stuck on
Why you shouldn’t cancel your insurance Although it might feel tempting to cut costs, there are many reasons why you shouldn’t cancel your insurance policies. In uncertain economic times, it’s more important than ever to have the appropriate cover in place. This can also ensure that you don’t pay a bigger price later down the line. The right approach is
