Do you need critical illness insurance? It’s not easy thinking about what might happen if you became seriously ill, and no one wants to believe it could ever happen to them. However, planning for the worst could significantly reduce the financial strain on you and your loved ones if the unthinkable did happen. If you’re wondering whether you need critical
Your moving house checklist With house prices predicted to rise in 2025, confidence has been growing among sellers. Due to the recent Stamp Duty changes, there’s also been an urgency among homebuyers to complete in the last financial quarter of this year. If you’re preparing to put your property up for sale, our moving house checklist will help you get
Should you pay off your mortgage or buy a second property? Last autumn, the UK’s first female Chancellor, Rachel Reeves, delivered the first Labour budget for 14 years, aiming to raise £40 bn in taxes. For homeowners, there were various changes which could affect whether you decide to pay off your mortgage or buy a second property. We look at
Is it worth putting life insurance in trust? Life insurance can provide a much-needed financial buffer for your surviving partner and family in the event of your death. This policy pays out a lump sum when the policyholder dies within the specified term. However, is it worth putting life insurance in trust and how would this work? We explain the
What Are The Benefits of Private Medical Insurance? Private health cover can give you fast access to medical treatment if you were to fall ill or sustain an injury. You won’t have to rely on NHS waiting times and you’ll have a wider choice in how you are treated. In this blog, we look at the benefits of private medical
How to Find Mortgage Deals for First Time Buyers Over the past decade, the cost of buying a property has risen significantly, and the current economic climate is still challenging for first-time buyers. If you’re looking for mortgage deals for first-time buyers, there are several factors to consider. In this blog, we have shared some updates for those looking to
What is Landlord Insurance? It’s been another difficult year for landlords and the recent Autumn Budget has led to mixed opinions about the rental market. As landlords reassess their property investments, the value of landlord insurance cannot be understated. So, what is Landlord Insurance and how does it provide cover? In this blog, we explain how it works and why
Do You Need Income Protection for Your Mortgage? Income protection for mortgages offers financial security, but this type of policy can also be used to cover living costs too. If you are a homeowner with a mortgage, it’s more important than ever to ensure you can make your monthly repayments. If you were to fall ill or become injured, then
Do you have the right mortgage deal? Are you sure that you have the right mortgage deal for your current situation? When did you last check your mortgage? Despite a recent fall in the base interest rate, mortgage rates are still relatively high compared to recent years. If you have a standard variable rate (SVR) mortgage, you may be feeling
What happens if you don’t have insurance? According to a recent survey, 28% of young adults with a mortgage do not have life cover. So, why is this a problem and what happens if you don’t have insurance? We explain the consequences of not having different forms of protection for you and your loved ones. No insurance leaves loved ones
