Can you rely on sick pay when you’re ill? Earlier this year, a report estimated that only 1% of UK workers aiming to return to work after ill health found a job within six months. Sick pay and government benefits are often not enough for people to live on. We look at the challenges for those off work and on
Rental Market News: The Benefits of Landlord Insurance The latest rental market news shows that conditions are still challenging for both renters and landlords. In the current economic climate, the benefits of Landlord Insurance cannot be understated. We look at what’s been happening in the rental market and the impact on landlords, including the Renters’ Rights Bill, which will soon
Financial Protection for Your Mortgage When You’re Too ill to Work A recent report estimated that only 1% of UK workers looking to return to work after poor health find a job within six months. Without regular employment, government benefits are often not enough to live on. In this blog, we look at the challenges for homeowners and the types
What affects insurance premiums Homeowners in the UK may have noticed that their home insurance premiums have increased. There are various factors that can impact the cost of insurance policies, including environmental, geographical, inflation and personal information. We look at what affects insurance premiums and why you should check that you have an adequate level of cover. Bad weather and
Why is insurance important for young adults? It’s estimated that a growing number of young adults don’t have insurance, so why is it important that young people become insured? We look at the problems that can occur when people don’t have the right level of protection in place. Being uninsured could leave you unprotected Last year a recent survey found
Is it worth putting life insurance in trust? Life insurance can provide a much-needed financial buffer for your surviving partner and family in the event of your death. This policy pays out a lump sum when the policyholder dies within the specified term. However, is it worth putting life insurance in trust and how would this work? We explain the
What Are The Benefits of Private Medical Insurance? Private health cover can give you fast access to medical treatment if you were to fall ill or sustain an injury. You won’t have to rely on NHS waiting times and you’ll have a wider choice in how you are treated. In this blog, we look at the benefits of private medical
How to Find Mortgage Deals for First Time Buyers Over the past decade, the cost of buying a property has risen significantly, and the current economic climate is still challenging for first-time buyers. If you’re looking for mortgage deals for first-time buyers, there are several factors to consider. In this blog, we have shared some updates for those looking to
What is Landlord Insurance? It’s been another difficult year for landlords and the recent Autumn Budget has led to mixed opinions about the rental market. As landlords reassess their property investments, the value of landlord insurance cannot be understated. So, what is Landlord Insurance and how does it provide cover? In this blog, we explain how it works and why
Do You Need Income Protection for Your Mortgage? Income protection for mortgages offers financial security, but this type of policy can also be used to cover living costs too. If you are a homeowner with a mortgage, it’s more important than ever to ensure you can make your monthly repayments. If you were to fall ill or become injured, then
