What affects insurance premiums Homeowners in the UK may have noticed that their home insurance premiums have increased. There are various factors that can impact the cost of insurance policies, including environmental, geographical, inflation and personal information. We look at what affects insurance premiums and why you should check that you have an adequate level of cover. Bad weather and
What happens if you don’t have insurance? According to a recent survey, 28% of young adults with a mortgage do not have life cover. So, why is this a problem and what happens if you don’t have insurance? We explain the consequences of not having different forms of protection for you and your loved ones. No insurance leaves loved ones
How Does Income Protection Insurance Work? There are various insurance policies that could be used to protect your income in different circumstances. However, income protection is a specific policy that provides you with a level of income when you need it the most. So, how does income protection insurance work? In 2023, the number of individual protection policies bought reduced
Do you need insurance for illness cover? As nobody can predict the future, you can never be sure that you or your family won’t experience a serious illness or injury. Insurance for illness cover provides you with an important financial buffer should you fall ill and find that you are unable to work. We look at how this insurance works
Why you shouldn’t cancel your insurance Although it might feel tempting to cut costs, there are many reasons why you shouldn’t cancel your insurance policies. In uncertain economic times, it’s more important than ever to have the appropriate cover in place. This can also ensure that you don’t pay a bigger price later down the line. The right approach is
Check you have the right protection in 2023 The start of a new year is an ideal time to reassess your finances. Protection should be near the top of your list in 2023. Get protected The right protection for your unique needs is an indispensable safety net against any unexpected downturn in your financial situation. As we head into 2023,
