Is it worth putting life insurance in trust? Life insurance can provide a much-needed financial buffer for your surviving partner and family in the event of your death. This policy pays out a lump sum when the policyholder dies within the specified term. However, is it worth putting life insurance in trust and how would this work? We explain the
What Are The Benefits of Private Medical Insurance? Private health cover can give you fast access to medical treatment if you were to fall ill or sustain an injury. You won’t have to rely on NHS waiting times and you’ll have a wider choice in how you are treated. In this blog, we look at the benefits of private medical
How to Find Mortgage Deals for First Time Buyers Over the past decade, the cost of buying a property has risen significantly, and the current economic climate is still challenging for first-time buyers. If you’re looking for mortgage deals for first-time buyers, there are several factors to consider. In this blog, we have shared some updates for those looking to
What is Landlord Insurance? It’s been another difficult year for landlords and the recent Autumn Budget has led to mixed opinions about the rental market. As landlords reassess their property investments, the value of landlord insurance cannot be understated. So, what is Landlord Insurance and how does it provide cover? In this blog, we explain how it works and why
Do You Need Income Protection for Your Mortgage? Income protection for mortgages offers financial security, but this type of policy can also be used to cover living costs too. If you are a homeowner with a mortgage, it’s more important than ever to ensure you can make your monthly repayments. If you were to fall ill or become injured, then
What happens if you don’t have insurance? According to a recent survey, 28% of young adults with a mortgage do not have life cover. So, why is this a problem and what happens if you don’t have insurance? We explain the consequences of not having different forms of protection for you and your loved ones. No insurance leaves loved ones
How Does Income Protection Insurance Work? According to the Building Societies Association, it’s the most expensive time to be a first-time buyer in over 70 years. There are many things to consider when you buy your first home, including government schemes to help first-time buyers get onto the property ladder. In this blog, we look at the latest legislation relating
How Does Income Protection Insurance Work? There are various insurance policies that could be used to protect your income in different circumstances. However, income protection is a specific policy that provides you with a level of income when you need it the most. So, how does income protection insurance work? In 2023, the number of individual protection policies bought reduced
Do you need insurance for illness cover? As nobody can predict the future, you can never be sure that you or your family won’t experience a serious illness or injury. Insurance for illness cover provides you with an important financial buffer should you fall ill and find that you are unable to work. We look at how this insurance works
Do you need life insurance? Life insurance can help your loved ones in the event of your death. But do you really need life insurance and is it essential? Many people find that life cover gives them greater peace of mind for their family’s financial security if they were to unexpectedly pass away. We look at the benefits of this
