Financial Protection for Your Mortgage When You’re Too ill to Work A recent report estimated that only 1% of UK workers looking to return to work after poor health find a job within six months. Without regular employment, government benefits are often not enough to live on. In this blog, we look at the challenges for homeowners and the types
What affects insurance premiums Homeowners in the UK may have noticed that their home insurance premiums have increased. There are various factors that can impact the cost of insurance policies, including environmental, geographical, inflation and personal information. We look at what affects insurance premiums and why you should check that you have an adequate level of cover. Bad weather and
Why is insurance important for young adults? It’s estimated that a growing number of young adults don’t have insurance, so why is it important that young people become insured? We look at the problems that can occur when people don’t have the right level of protection in place. Being uninsured could leave you unprotected Last year a recent survey found
Is it worth putting life insurance in trust? Life insurance can provide a much-needed financial buffer for your surviving partner and family in the event of your death. This policy pays out a lump sum when the policyholder dies within the specified term. However, is it worth putting life insurance in trust and how would this work? We explain the
What Are The Benefits of Private Medical Insurance? Private health cover can give you fast access to medical treatment if you were to fall ill or sustain an injury. You won’t have to rely on NHS waiting times and you’ll have a wider choice in how you are treated. In this blog, we look at the benefits of private medical
How to Find Mortgage Deals for First Time Buyers Over the past decade, the cost of buying a property has risen significantly, and the current economic climate is still challenging for first-time buyers. If you’re looking for mortgage deals for first-time buyers, there are several factors to consider. In this blog, we have shared some updates for those looking to
What is Landlord Insurance? It’s been another difficult year for landlords and the recent Autumn Budget has led to mixed opinions about the rental market. As landlords reassess their property investments, the value of landlord insurance cannot be understated. So, what is Landlord Insurance and how does it provide cover? In this blog, we explain how it works and why
Do You Need Income Protection for Your Mortgage? Income protection for mortgages offers financial security, but this type of policy can also be used to cover living costs too. If you are a homeowner with a mortgage, it’s more important than ever to ensure you can make your monthly repayments. If you were to fall ill or become injured, then
What happens if you don’t have insurance? According to a recent survey, 28% of young adults with a mortgage do not have life cover. So, why is this a problem and what happens if you don’t have insurance? We explain the consequences of not having different forms of protection for you and your loved ones. No insurance leaves loved ones
How Does Income Protection Insurance Work? According to the Building Societies Association, it’s the most expensive time to be a first-time buyer in over 70 years. There are many things to consider when you buy your first home, including government schemes to help first-time buyers get onto the property ladder. In this blog, we look at the latest legislation relating
