Mortgage and Insurance Advisers

Whole Of Market Mortgage & Insurance Advice

Should you fix your mortgage now?

Should you fix your mortgage now? The recent cut in interest rates from 4.5% to 4.25% is welcome news for many homeowners. If you’re wondering whether you should fix your mortgage, then it’s worth exploring your options. Over recent weeks, most mortgage lenders have been steadily lowering their rates to around 4%. Fixed Rate mortgages can be cheaper in the

Mortgage and Insurance Advisers

Whole Of Market Mortgage & Insurance Advice

Should you pay off your mortgage or buy a second property?

Should you pay off your mortgage or buy a second property? Last autumn, the UK’s first female Chancellor, Rachel Reeves, delivered the first Labour budget for 14 years, aiming to raise £40 bn in taxes. For homeowners, there were various changes which could affect whether you decide to pay off your mortgage or buy a second property. We look at

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Typically, we charge a fee of £495 for arranging your mortgage, the exact amount will depend on your circumstances. Where a fee is charged, we will only charge this once during the term of the mortgage. We reserve the right to charge an administrative fee of £49 for any changes which are made to the mortgage once a mortgage offer has been issued.

Your home or property may be repossessed if you do not keep up the repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply.

Bubble Finance Hub Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the financial conduct authority.

***The Mortgage Social is a trading style of Bubble Finance Hub Limited which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Company Number: 12298102 Registered in England & Wales FCA Number: 705587 Address: 18 Freemans Lane Burbage LE10 2HZ