Should you overpay your mortgage? There are various benefits to overpaying a mortgage, from reducing the amount of interest you owe to lowering your loan-to-value ratio (LTV). If you are wondering if should overpay your mortgage, we look at the advantages and other factors you need to consider. Is it wise to overpay your mortgage? There are various reasons homeowners
Guide for First-Time Buyers When you’re looking to buy your first home, it can be daunting and overwhelming. There are various factors to consider, from how to choose a mortgage to Stamp Duty tax relief and practical matters too. In this blog, we share a guide for first-time buyers to help you make more informed decisions about your property purchase.
Should you fix your mortgage now? The recent cut in interest rates from 4.5% to 4.25% is welcome news for many homeowners. If you’re wondering whether you should fix your mortgage, then it’s worth exploring your options. Over recent weeks, most mortgage lenders have been steadily lowering their rates to around 4%. Fixed Rate mortgages can be cheaper in the
Should you pay off your mortgage or buy a second property? Last autumn, the UK’s first female Chancellor, Rachel Reeves, delivered the first Labour budget for 14 years, aiming to raise £40 bn in taxes. For homeowners, there were various changes which could affect whether you decide to pay off your mortgage or buy a second property. We look at
