Should you overpay your mortgage? There are various benefits to overpaying a mortgage, from reducing the amount of interest you owe to lowering your loan-to-value ratio (LTV). If you are wondering if should overpay your mortgage, we look at the advantages and other factors you need to consider. Is it wise to overpay your mortgage? There are various reasons homeowners
Rental Market News: The Benefits of Landlord Insurance The latest rental market news shows that conditions are still challenging for both renters and landlords. In the current economic climate, the benefits of Landlord Insurance cannot be understated. We look at what’s been happening in the rental market and the impact on landlords, including the Renters’ Rights Bill, which will soon
What are the benefits of a life insurance policy? There are several major benefits of having a life insurance policy, which includes giving your family a much-needed financial buffer should the worst happen. We look at the main advantages of life cover and why it’s important to update your policy after major life changes. What are the advantages of life
Summer Update: Housing market news In our summer update, we bring you housing market news, property sales and mortgage insights for home movers and first-time buyers. Property sales and house prices House price growth has remained stable. Earlier this year, the average UK house price rose by 0.4% with annual growth at 3.9%. This steady increase is likely to be
Guide for First-Time Buyers When you’re looking to buy your first home, it can be daunting and overwhelming. There are various factors to consider, from how to choose a mortgage to Stamp Duty tax relief and practical matters too. In this blog, we share a guide for first-time buyers to help you make more informed decisions about your property purchase.
Financial Protection for Your Mortgage When You’re Too ill to Work A recent report estimated that only 1% of UK workers looking to return to work after poor health find a job within six months. Without regular employment, government benefits are often not enough to live on. In this blog, we look at the challenges for homeowners and the types
What affects insurance premiums Homeowners in the UK may have noticed that their home insurance premiums have increased. There are various factors that can impact the cost of insurance policies, including environmental, geographical, inflation and personal information. We look at what affects insurance premiums and why you should check that you have an adequate level of cover. Bad weather and
Should you fix your mortgage now? The recent cut in interest rates from 4.5% to 4.25% is welcome news for many homeowners. If you’re wondering whether you should fix your mortgage, then it’s worth exploring your options. Over recent weeks, most mortgage lenders have been steadily lowering their rates to around 4%. Fixed Rate mortgages can be cheaper in the
Why is insurance important for young adults? It’s estimated that a growing number of young adults don’t have insurance, so why is it important that young people become insured? We look at the problems that can occur when people don’t have the right level of protection in place. Being uninsured could leave you unprotected Last year a recent survey found
Stamp Duty Tax Relief for First-Time Buyers The past few months have been a busy time for the housing market, as homebuyers rushed to complete before the changes to Stamp Duty. If you’re looking to purchase your first home, there is Stamp Duty tax relief still available for first-time buyers. In this blog, we look at the new tax thresholds
